Welcome to Money Diaries where we are tackling the ever-present taboo that is money. We’re asking real people how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.
This week: A coordinator at a film & TV production company working in entertainment who makes $65,000 per year and spends some of it on flights and accommodation for a destination wedding in Europe after breaking up with a long-term boyfriend.
This Money Diary was written at the start of 2026.
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Occupation: TV & Film Coordinator
Industry: Entertainment
Age: 26
Location: Los Angeles, CA
Salary: $65,000
Joint Income/Financial Setup: n/a
Assets:
Investment Account: $28,614.41
Investment Account (2): $5,610.45
Robinhood Investment Account: $2,245.98
Roth IRA: $34,174.85
High-Yield Savings Account: $3,785.49
Checking Account: $997.57
Debt: My credit card debt usually floats around $1,500-$2,000.
Paycheck Amount (2x per month): $2,120.61
Pronouns: She/her
Monthly Expenses
Housing Costs: $1,234 (rent). I have two roommates and I have the smallest room, so I pay a little less than they do.
Utilities: My roommates and I split utilities and wifi, and it comes out to roughly $100 each.
Other monthly expenses:
Car Insurance: $210.27
Investment Account Contribution: $258/week. I then transfer $7,000/year from the investment account into my Roth IRA, which is my only retirement contribution (my company doesn’t provide retirement benefits).
Health Insurance: $0 (my company covers it).
Gym Membership: $45
ClassPass Subscription: $55
Phone Bill: $114 (I get this reimbursed through work).
AMC A-List Subscription: $27.99 (working in entertainment in L.A., this feels like a necessity. I see at least two movies per month).
Hulu: $1.99 (I somehow still get the discounted student rate, though I haven’t been a student in many years).
Netflix: $2.66 (my roommates and I have the lowest tier, which is $7.99, and we split it).
Spotify: $0 (I’m on a family plan that my parents pay for).
iCloud Storage: $0.99
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Yes. My parents and all four of my grandparents have graduate degrees. My parents never encouraged me to pursue a graduate degree (because of the cost), but it was always assumed that I would attend college. My parents started a 529 plan for me as a baby. With a bit of help from both sets of my grandparents, my parents fully covered my college tuition, my room, and board.
Growing up, what kind of conversations did you have about money? Did your parent(s) educate you about finances?
My parents didn’t talk about money explicitly, but it often came up when discussing other people we knew. My parents would constantly comment on which of their friends were “rich” and which of my friends were “rich.” Until high school, I didn’t understand how privileged I was, because I grew up around people who were even more well-off, and my parents were always struggling to keep up. My parents didn’t directly educate me about personal finance, but they introduced me to their financial advisor, who manages the investment account that my parents started for me as a baby, and my Roth IRA. They also made me an authorized user on their credit card when I was in high school, so that I could start building credit early. However, that ultimately hurt my credit score. My parents accumulated tens of thousands of dollars in credit card debt during a home renovation and I was still an authorized user on the card.
What was your first job and why did you get it?
I babysat frequently, starting when I was 12 — but my first W2 job was when I was 17, and I spent the summer working as a lifeguard. I got the job partly because I thought it sounded like a fun way to spend my summer, but I also wanted to have more spending money. By that age, my parents still covered all of my necessities, but shopping trips and dinners out with friends were usually on me.
Did you worry about money growing up?
I never worried about not having my needs met, but I was very aware that my family existed in a social strata that was hard for my parents to keep up with. I went to public school, but I grew up in a wealthy neighborhood and went to an expensive summer camp, so many of my friends were much wealthier than we were. Money became an insecurity of mine throughout middle school and high school. My house was smaller, my clothes weren’t designer, and we didn’t take fancy vacations. My parents often referenced how expensive college would be, so I worried about that. Looking back, I fully realize that my family is upper-middle-class and I’m extremely privileged, but I didn’t realize it at the time. My parents still often complain about money, but it’s not because they don’t have enough to survive; they just don’t have enough to live the lifestyle they strive for.
Do you worry about money now?
Yes, I worry about money frequently. I have built up a substantial amount in my investment accounts — through a mix of inheritances and my own contributions — but my checking account is usually low. Each month I have to be very calculated about how much of my credit card bill I pay off, so I feel like I live paycheck-to-paycheck (but with a safety net). I can survive on my current income for now (though I’m not sure I could have if I hadn’t started with money from my family), but I want to have a big family, and I have no idea how I’ll ever afford to have kids.
At what age did you become financially responsible for yourself and do you have a financial safety net?
I became mostly financially responsible at 21, when I graduated college, got my first full-time job, and moved to L.A. For a few years, I was still on my parents’ phone plan and health insurance (and I’m still on the family Spotify). I’m now on my company’s insurance, and my company also covers my phone bill (otherwise, I would probably still be on my parents’). I was briefly unemployed a few years ago, and my parents loaned me $1,000, but I paid them back as soon as I could. It’s comforting that my parents can help me out like that if I’m ever in a tough bind. Still, they don’t have enough disposable income to substantially support me, especially because they already support my brother due to his mental illness.
Do you or have you ever received passive or inherited income? If yes, please explain.
In addition to paying for my college education, my parents set up an investment account for me when I was a baby. I’m not sure how much money they contributed, but it had around $15,000 by the time it was turned over to me. Both of my grandfathers have died and each left me $10,000. I used some of that money to pay off my car loan early and put the rest into the investment account, which my parents’ financial advisor still manages for me. I have had to dip into my investment account a few times over the years, such as when I was briefly unemployed and when I was moving, so I’ve probably spent most of my inheritance by now. My grandmother gave me $5,000 for the down payment on my car, which I bought when I was 21. My other grandmother gave me $5,000 this Christmas in an investment account that she set up for me, which is why I have a second investment account.
Day One: Saturday
7:30 a.m. — I broke up with my boyfriend of two and a half years last night, and I’m so wired that I can’t sleep in. Last night was hard, but I know it was the right decision because of some fundamental differences that I can’t get past. I feel oddly calm as I make coffee with my Keurig.
8 a.m. — I told a few friends about the breakup last night, but I text more friends to update them. I call my mom to tell her and she gives me words of encouragement, even though I can tell she’s disappointed. My family loved my ex-boyfriend. I try my dad, but he doesn’t answer. I figure my mom will tell him and my brother.
8:30 a.m. — I go on a walk and call one of my best friends. We talk for about an hour and a half. She makes me feel so much better.
10 a.m. — I eat breakfast: I make a yogurt bowl with granola, banana, almond butter, and honey.
11 a.m. — My roommate, A., invites me to accompany her to a gourmet grocery store to help distract me. The grocery store is bougie and overpriced. I buy pasta, arrabbiata sauce, olives, giardiniera peppers, caviar chips, and a soda. $36.44
12 p.m. — I go home and make lunch. I cook the pasta and eat it with the arrabbiata.
1 p.m. — I go to a Solidcore class. I don’t feel like working out, but I know movement will make me feel better. I pay for the class using credits from my ClassPass membership.
2:30 p.m. — I have a group FaceTime with three of my friends who don’t live in L.A. It’s so nice to talk to them and debrief the breakup more.
4 p.m. — I make another coffee and get ready for a night out with my roommates, A. and G. We have to run an errand and stop by our friend’s house before our 9 p.m. dinner reservation, so we’re leaving the house at 5 p.m.
5 p.m. — A. doesn’t drink, so she kindly offers to drive. A. and I both get our eyebrows threaded at a place on the other side of town, and since our friend lives near there, we figured we’d stop to get our eyebrows done on the way to her house. Threading costs $15 and I leave a $3 tip. $18.00
6:15 p.m. — A., G., and I arrive at our friend O.’s house. She is moving to Chicago, so we’re here to say goodbye. I tell O. about my breakup, and she catches us up on her life. We hang out for two hours before leaving her to finish packing while we go to dinner.
9 p.m. — A. drives us across town again, to a trendy Mexican seafood restaurant. G. has the Red Dining Book, which is a book that includes vouchers for a free entree at several L.A. restaurants, including this one. We split ceviche, wagyu, a tostada, spicy tuna crispy rice, churros, and order some margaritas. We get $30 off through G.’s book. $57.00
11:30 p.m. — We get home and I go right to bed, exhausted. I scroll on my phone for a bit and wonder what my ex is doing.
Daily Total: $111.44
Day Two: Sunday
7:30 a.m. — I wake up early again, still buzzing with some sort of weird energy or adrenaline from the breakup. I make coffee with my Keurig.
8:30 a.m. — My friend, E., is getting married in Europe in a few months. Now that I can no longer split a hotel room with my ex, E. kindly invites me to stay in the house she rented for her bridal party and close friends. The cost is $125 each for the two nights we’ll be staying there, which sounds like a very reasonable rate to me, so I gratefully accept and Venmo E. $125
9 a.m. — My dad returns my call from yesterday and I talk to him about the breakup, even though my mom has already filled him in. I spend the next hour texting more friends and scrolling. I’m so grateful for how much love I’ve received from my friends and family this weekend.
10 a.m. — I go on a run in the park nearby. It feels nice to get some fresh air.
11:30 a.m. — After showering, I doomscroll for a while. I watch footage of ICE agents and of all the protests in Minneapolis. It makes me feel so heavy and helpless. I repost some resources and statements on my Instagram story, but it makes me feel icky and performative. I figure at the very least, I can make it clear where I stand.
12:30 p.m. — I meet E. and our friend M. at the farmers’ market. E. gives me the sweetest breakup care package: a mindless book, eye patches, and candy. I spend way more money than I mean to. I get a latte ($5.90), a bunch of dips and pita chips ($20), and avocados and berries ($21). $46.90
2 p.m. — Back at M.’s apartment, M. and I order wraps for pickup. I pay for both of us, then we drive to pick them up. $35.12
4 p.m. — M. and I get froyo before I head home. The total is $15, but M. pays.
5:30 p.m. — I have a FaceTime date with another group of long-distance friends. It’s so nice to talk to them, and I feel so grateful for how many friends have been supporting me through the breakup. I’m weirdly giddy on FaceTime, and I think it’s kinda weird that I haven’t cried since the actual breakup on Friday.
8 p.m. — The friends I just got off FaceTime with sent me the sweetest care package. It includes bath salts, a bath bomb, soap, a candle, a blanket, fuzzy socks, and a sleep mask. I never take baths, but this inspires me to do so. I take a bath while reading the book E. got me, and it is so lovely. I’m actually feeling very content and so grateful for my friends.
10 p.m. — I realize I never ate dinner because I was still full from the late lunch and froyo. I eat the pita chips and dips I got from the farmers’ market, and make guac.
11:30 p.m. — After scrolling on my phone for a while, I go to bed.
Daily Total: $207.02
Day Three: Monday
7:45 a.m. — I begin my weekday morning routine: I make coffee, listen to the NewsWorthy podcast to catch up on the day’s news, get dressed, and pack myself breakfast and lunch.
8:50 a.m. — I drive to work while listening to a podcast.
9:15 a.m. — At the office, I eat the breakfast I packed: yogurt, granola, and berries.
1 p.m. — Work is pretty slow, so I take a break to eat the lunch I packed (leftover pasta with arrabbiata sauce) and browse flights to Europe for E.’s wedding. I’m mad at myself for waiting so long because the prices have nearly doubled. I make a latte using the Nespresso machine and milk frother at the office, and snack on some SkinnyPop. I may be underpaid, but at least the office pantry is stocked with free snacks.
6:15 p.m. — I finish work and head to the gym. I’m a member of the gym in my office complex, and it annoyingly closes at 7 p.m., so I just get a quick treadmill run/walk in.
7:15 p.m. — On my way home, I stop at Ulta for more bath products. I can’t believe it took a breakup and a subsequent care package for me to rediscover the magic of a relaxing bath. I stock up on bubble bath, a few bath bombs, and a bath powder. I feel guilty for spending so much money, but I justify it with the mantra that self-care is a worthy investment. $37.92
7:30 p.m. — After Ulta, I stop at the grocery store for eggs, bread, cheese, crackers, a tomato, lemons, grapes, yogurt, and deodorant. $58.98
8 p.m. — I make avocado toast with eggs for dinner.
9 p.m. — Today’s bath is even more elevated thanks to my Ulta run. I also bring my laptop into the bathroom and watch a show and snack on the candy E. got me.
10 p.m. — I finally bite the bullet and book flights for E’s wedding ($1,187.43) since it seems unlikely the price will go back down. I’m going to be paying off this credit card bill for a while. I also book a cheap hotel for the third night I’ll be there since I’m staying three nights and the house E. rented is only for two nights. I use credit card points to book the hotel (I use 7,564 of my 62,287 points). It seems quick to fly all the way to Europe for just three nights, but I can’t afford a long vacation given how many weddings and bachelorette parties I have this year. $1,187.43
11 p.m. — I scroll for a while and go to bed around midnight.
Daily Total: $1,284.33
Day Four: Tuesday
7:45 a.m. — I wake up feeling weird because I had a dream about running into my ex’s family. He somehow still hasn’t appeared in any of my dreams, though. I make coffee and get ready for the day while listening to the NewsWorthy. My friends and I plan to see Wuthering Heights when it comes out in a few weeks. We reserve tickets, but mine is covered by my AMC A-list subscription.
9:15 a.m. — I get into the office and eat Cheerios from the office pantry for breakfast.
10 a.m. — Our staff meeting goes by quickly. My coworkers and I have a friendly, jokey relationship, which makes the workday so much smoother.
1 p.m. — I eat the leftover pasta that I brought for lunch. I make an iced latte in the Nespresso and drink it while I go on a quick walk. I text E. and M., and we make plans to see Hamnet this weekend. My ticket is covered by my AMC A-list subscription, but I also buy tickets for E. and M. They’re on sale, so it’s $28.78 for both. E. venmos me $14 for hers, but M. doesn’t. I know I could nudge her and she totally would, but I feel petty making a fuss over such a small amount, so I just eat it. M. and I have a relationship where we often just pick up the tab for each other, so I don’t mind. I call my grandma and tell her about the breakup. She’s disappointed, and I know it’s because she really wanted me to get married soon. $14.78
3 p.m. — We meet with an author about adapting her book into a TV series. We have a productive meeting, brainstorming what we can change about the book to make it compelling for TV. I love this part of my job.
6:30 p.m. — I leave work and listen to the NYT Modern Love podcast on my drive home.
7 p.m. — I make avocado toast with eggs for dinner, and snack on crackers with hummus from the farmers’ market.
9 p.m. — I finally finish Season 1 of The Pitt and have the urge to text my ex about it. He’s the one who convinced me to watch it, and I used to text him my thoughts as I watched. I resist the temptation. We haven’t texted since our breakup.
11:30 p.m. — I scroll for way longer than I should before finally getting to bed.
Daily Total: $14.78
Day Five: Wednesday
8 a.m. — I wake up late. I make my coffee and get ready quickly.
9:15 a.m. — At the office, I eat the breakfast I packed: yogurt, granola, and berries.
1 p.m. — I eat the lunch I packed (more leftover pasta, pita chips, and hummus from the farmers’ market) and make a latte in the Nespresso machine. A and I plan to go to SoulCycle together this weekend. I book the class using ClassPass, but I’m a few credits short, so I pay $6 to buy two more credits. $6
2 p.m. — I don’t have any meetings this afternoon, so I spend the afternoon reading incoming script submissions. I feel so lucky that reading scripts and analyzing stories is a huge part of my job. That being said, the tradeoff is that my salary is a quarter that of my friends who went into finance, consulting, and law (I went to an Ivy League college, so many of them did).
4 p.m. — I have been meaning to email my parents’ financial advisor to set up a meeting about my financial goals, and I finally do. I think I need to reduce my weekly $258 contribution to my investment account, because I need the money for my never-ending day-to-day expenses. I also want to make sure she transferred $7,000 from my investment account to my Roth IRA, as that’s my annual contribution to my retirement account.
7:30 p.m. — I go to a drop-in adult gymnastics class that costs $20. I’ve never been a high-level gymnast, but I dabbled in it growing up and it’s so fun to get back into it. I try to go to a class at least once a week. $20
9 p.m. — I make avocado toast with eggs for dinner, then eat ice cream that G. bought me after the breakup. I watch TV, mindlessly scroll, and then read a little before bed.
Daily Total: $26
Day Six: Thursday
7 a.m. — I wake up from a dream that my ex and his whole family unfollowed me on Instagram. I feel weirdly panicked by the thought, even though I know logically that would be a totally fair thing to do. I check my followers and confirm that he, his mom, his siblings, and his cousins all still follow me.
7:30 a.m. — Since I woke up earlier than usual this morning, I actually make breakfast at home: eggs, toast, and coffee before heading into work.
10:30 a.m. — I already need another coffee, so I make a latte with the Nespresso.
1 p.m. — I eat the somewhat pathetic lunch I packed: crackers, hummus, olives, and grapes.
2:30 p.m. — We have an in-person pitch meeting, which is always fun, since most of our meetings are over Zoom. The team comes to our office to pitch us their TV series, but unfortunately, we ultimately pass. The entertainment business is tough right now, so if a concept isn’t unique and splashy, it’s nearly impossible to get it off the ground. The studios we sell to also care a lot about the “package,” so if there’s not meaningful talent (i.e., writer, director, actors) attached, it’s even harder.
6:15 p.m. — I leave the office to head to work drinks, but I stop for a few more groceries on the way. I tried a new brand of deodorant when I bought some on Monday (because it was cheaper), but I hate it. So, I buy a two-pack of my usual deodorant, as well as more avocados, lemons, and almond milk for my coffee. $18.53
7 p.m. — I meet an agent for work drinks. I find a parking spot at a meter ($4, but I can expense it since it’s for work). Coincidentally, he asked to meet at the restaurant where I had my first date with my ex. This is a bit triggering, but luckily, we’re seated in a different section. He orders a glass of red wine, and I order a glass of white. He says he’s going to get food because he’s starving, and I decide to follow his lead. We both order a salad, his with chicken, mine with steak. I tell him what types of projects my company is looking for, and he pitches a few of his clients to me and gives me strategy advice on a few of our projects. When the bill comes ($110.93 after tip), I offer to pay because I can expense it (hence why I ordered steak), and he accepts. $114.93 (expensed)
Daily Total: $18.53
Day Seven: Friday
8 a.m. — I sleep in because I work from home on Fridays. I make coffee and go on a quick walk before starting work.
11 a.m. — After a morning of back-to-back meetings, I take a break to make a late breakfast of avocado toast and eggs.
1:30 p.m. — I throw in a load of laundry (we have an in-unit washer/dryer, which is so helpful) and then go on a quick lunchtime walk.
3:30 p.m. — I make some pasta with sautéed tomatoes and onions for a late lunch.
6:30 p.m. — I wrap up work and do a 30-minute at-home yoga class I find on YouTube. I’m still sore from Wednesday’s gymnastics class, so I need the stretch.
7:30 p.m. — I was supposed to do a movie night with a friend, but she had to cancel. So, I take an edible and take yet another relaxing bath. I’m so grateful for my friends’ care package unintentionally reigniting my love of baths. It’s such a nice way to unwind at the end of the week.
10 p.m. — I watch TV, then get to sleep early.
Daily Total: $0
The Breakdown

Conclusion:
I’m happy with myself for only eating out and ordering in during the weekend (other than my work dinner, which was expensed, so who cares), but tracking my meals made me realize how repetitive and uninventive I am with my cooking. I do enjoy cooking, but I rarely have the energy to make a real, home-cooked meal. I’m definitely still recovering from the sticker shock of my flights for E.’s wedding, but there’s nothing I can really do about it. Sure, I could have (and probably should have) booked my flights earlier, but part of me is glad that I didn’t because I would have felt horrible if my ex and I had booked flights together and then broken up. At the very least, I’m glad that I didn’t give in to the temptation of extending my stay for a longer trip in Europe, because as fun as that would be, I don’t have the budget for it.
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