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#* Excessive loan processing costs and prepayment penalties. Your closing costs should not exceed 5 percent of the loan and prepayment penalties are illegal for owner-occupied homes.
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#* Excessive loan processing costs and prepayment penalties. Your closing costs should not exceed 5 percent of the loan and prepayment penalties are illegal for owner-occupied homes.
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#* Refusal to detail all costs, fees, and commissions associated with the loan.
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#* Refusal to detail all costs, fees, and commissions associated with the loan.
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== Sources and Citations ==
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== Sources and Citations ==
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