Removing category that seems to be a poor fit, based on votes from the Category Guardian
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In general, the driver responsible for the accident has to pay for all damages. However, many states have complicated systems of determining fault, whereby a percentage of the blame can be assigned to each driver, resulting in different monetary obligations for each party. In most states, the drivers' insurance companies decide each driver's liability and seek indemnification from the other company to cover their insured. Insurance companies are not required to come to the same conclusions as the police regarding fault. Insurance companies have the final say in determining who they believe is at fault.
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In general, the driver responsible for the accident has to pay for all damages. However, many states have complicated systems of determining fault, whereby a percentage of the blame can be assigned to each driver, resulting in different monetary obligations for each party. In most states, the drivers' insurance companies decide each driver's liability and seek indemnification from the other company to cover their insured. Insurance companies are not required to come to the same conclusions as the police regarding fault. Insurance companies have the final say in determining who they believe is at fault.
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== Steps ==
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== Steps ==
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=== Collecting Evidence from the Accident ===
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=== Collecting Evidence from the Accident ===
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